What Is The Cost Of Living In San Francisco? 

Are you looking for the cost of living in San Francisco? If yes, then read this article till the end. San Francisco, officially the City and County of San Francisco, is a commercial and cultural center located in the Northern region of the United States of California. Why should you visit San Francisco? It is because San Francisco is famous for its Golden Gate Bridge, steep streets, Alcatraz, and “you got it, dude!” a Full House. But, it is the most expensive city in the United States in which to buy a home. Let me tell you about the cost of living in San Francisco

What Is The Cost Of Living In San Francisco?  

The cost of living in San Francisco is 269.3, which is 169.3 more than the national average cost of living of 100. The table given below is based on the United States average cost of living of 100. An amount below 100 means the average cost of living in San Francisco is cheaper than the national average living costs. If the value is more, then the cost of living in San Francisco per month is more than the national average.  

Cost Of Living For  San Francisco  USA 
Housing  596.2 100
Grocery  116.6 100
Transportation  158.2 100
Utilities  97.5 100
Health  100.3 100
Miscellaneous  120.5 100
Median Home Cost  $1,471,200 $ 291,700
Overall  269.3 100

Home Rent 

While looking at the cost of living in San Francisco ve New York, it is no secret that San Francisco’s cost of living is one of the highest in the United States. Because it is right up there with cities like Los Angeles and New York it is crucial to get an idea of how much your expenses will change when you move to the city. Here is the house rent for one and two-bedroom homes in different cities. 

City  Approx 1 Bedroom Rent  Approx 2 Bedroom Rent 
Los Angeles  $2,200 $5,700
San Diego  $2,495 $3,400
Sacramento  $2,200 $3,200
San Bruno  $2,250 $3,800
San Jose  $1,895 $3,125

Food Cost 

The cost of living in San Francisco California also depends upon the cost of food. With 44 Michelin stars awarded to 31 restaurants around the city, San Francisco is the epicenter of delicious food. But having such fantastic options does not come cheap, especially if you are living in the most expensive cities. To understand it in detail, take a look at the table given below. 

City  Approx Dinner Cost For 2 
Los Angeles  $150
San Diego  $80
Sacramento  $38
San Bruno  $60
San Jose  $78

Travel Cost 

Travel cost will have a remarkable effect on your cost of living in San Francisco per year. Between the famous cable cars, the bus and rail systems, and an abundance of ride-share services, the city leaves you with plenty of ways to explore areas around your apartment other than a regular car. Unfortunately, the car traffic is terrible and only getting worse, especially if you are trying to enter or exit the city. 

Other Expenses 

Now, you know the cost of food, travel, and food. Let’s know the cost of other things. 

Health Care 

San Francisco and Los Angeles both are located in the same state but, the cost of living in San Francisco vs Los Angele tells you that San Francisco is more expensive. In San Francisco, the cost of healthcare is 23.1% more than the national average cost of health care. 

Utility Bills 

San Francisco is recognized as one of the most expensive cities, and it is not a myth, really it is expensive to live in. Utility rates in San Francisco neighborhoods do not make things any cheaper. While it is 33.6% higher than the national average cost of living. 

Internet Bills 

The internet cost in San Francisco varies with the Internet Provider. A few of the top Internet providers in San Francisco are AT&T, Xfinity, and Sonic. The cost of AT&T is $35 per month, Xfinity is $19.99 per month, and Sonic is $19.95 per month. 


If you are a fitness freak, then you need to count some extra money to pay the charges of Gyms or Fitness clubs. There is a monthly pass of $79.95 per month for a single person. 


A single resident of San Francisco spends an average of $1,811 annually on recreation, while a family of four spends $4,127 annually. This cost will vary depending on your personal interests. 


San Francisco is one of the highest tax-paying cities in the nation, its base sales tax rate is 7.25%. The minimum combined sales tax rate for San Francisco is 8.63%, which is the total state, county, and city sales tax rates. 

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Is San Francisco Expensive To Live?

Housing: Home Purchase Prices
San Francisco is the most expensive city in the United States in which to buy a home.

What Is Considered Low Income In San Francisco?

These limits are based on the area’s median income (AMI), unlike the thresholds and guidelines. For example, HUD defined “Low Income Limits” in San Francisco as $82,200 for an individual and $117,400 for a family of four in 2018, based on 80% of the area’s median income.

Why Is SF Housing So Expensive?

It mostly comes down to housing costs. The region’s culture, economy and natural beauty makes it an appealing place, so there is great demand for living here. The housing supply has not caught up. Heavy regulation makes it incredibly expensive to build new housing in much of the Bay Area.

Is San Francisco More Expensive Than New York?

Cost of Living
While New York tops the list of the most expensive cities to live in the USA, it’s actually slightly more expensive to live in San Francisco compared to New York! According to Numbeo, you will need around $8, 420 in San Francisco to maintain the same standard of life that you have in New York for $8,000.

Can You Live Off 50k A Year In San Francisco?

If you’re only making $50,000 a year in San Francisco, you’ll probably live like a college student again. That is, you’ll have to share a studio with a roommate, eat fast food, and attend as many free social events as possible.

What Salary Do I Need To Live In San Francisco?

As the average cost of a one-bedroom apartment in San Francisco is $2,307, your monthly income $7,690 to live comfortably in San Francisco. That translates to an annual pre-tax income of $92,280.

What Income Do You Need To Live In San Francisco?

A single person with no children needs $84,026 after taxes to support a comfortable lifestyle in San Francisco-Oakland-Berkeley. Using the MIT Cost of Living Calculator, SmartAsset found that an individual spends an average of $42,013 on annual living expenses in the San Francisco area.


While going through this article, you got that, San Francisco is extremely expensive, and to live there you need a high-paying job. In San Francisco, there are also many hidden costs like taxes, childcare, parking, and many more. And you can not deny paying. The standard rule for budgeting for an apartment starts with a net, you should earn three times the monthly rent. So, this was all about the cost of living in San Francisco

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How much money do I need to live in San Francisco

How much does it cost to live in San Francisco?