How Much Does the Disney Vacation Club Cost?

Are you among the 74% of Americans who think an annual vacation is important? If so, becoming a Disney Vacation Club member is one way to save money on your yearly getaway.

Those who ask, “What does Disney Vacation Club cost?” or “Is the Disney Vacation Club expensive?” are often surprised by the answers, though. Keep reading to find out.

What Is Disney Vacation Club?

Disney Vacation Club is a type of timeshare where you use points to pay for a vacation at one of 13 DVC resorts located in Florida, Hawaii, and California. Each week in these resorts has a point value depending on its desirability, apartment size, and dates.

Your points renew every year, and you can save (or bank) any points you have left over for future use. You can also borrow points from next year to use toward this year’s vacations.

To become a Disney Vacation Club member, you must buy a minimum of 100 points and select a home resort to go along with them.

You get preferential bookings at your home resort, but you can buy additional points at any resort later on.

What Does Disney Vacation Club Cost?

Currently, DVC has sold out all their resorts except for Aulani, Copper Creek, Riviera, and Grand Floridian. All these resorts have a 150-point minimum restriction for new members, and they’re priced as follows:

  • Aulani, Disney Vacation Club Villas: $217 per point
  • Copper Creek Villas & Cabins: $250 per point
  • Disney’s Riviera Resort: $217 per point
  • Villas at Disney’s Grand Floridian Resort & Spa: $217 per point

That means you’ll pay between $32,550 and $37,500 for your Disney Vacation Club membership. You’ll also need to pay a minimum closing cost of $390, which varies depending on your home resort.

Disney does offer financing, so you can pay off your membership over ten years. Apart from your initial purchase price, you must pay annual dues every year, which go toward the upkeep of your home resort.

These fees amount to $92 per month or more.

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Is There a Cheaper Way to Join the Disney Vacation Club?

You’re allowed to sell your Disney Vacation Club points if you don’t want them anymore, but you’ll get a lot less for them than you paid for them. The current resale rate is just $119 to $127 per point.

Fortunately, you can also buy a DVC membership this way, although you’ll lose out on a few membership benefits if you do.

Are you curious to find out how much cheaper these memberships are? Click for DVC resale listings and price examples.

Is the Disney Vacation Club Worth It?

You must consider the ongoing Disney Vacation Club cost considerations very carefully before you sign up. DVC membership is a lot cheaper than paying rental rates at DVC resorts, but it’s not something you avoid paying when times are lean.

If you love Disney and can afford the long-term financial commitment associated with DVC, you’ll enjoy many happy years of excellent, inexpensive vacations. If you sign up for something you can’t afford, you won’t get your money back when you sell it.

Would you like to discover more interesting ways to vacation? Browse our blog for all the best tips.